How to choose a roofing company for my insurance claim

roofing for insurance claim

In the event that your home roof experiences damage, you must take the necessary steps to file a claim with your insurance. Usually, the insurance company will ask for proof of pictures and

depending on the type of policy you have, the company will proceed to compensate the full amount or other amount specified. All of the reporting and documentation must be done in the time allotted. If all of the steps are completed as instructed by the agent, it is then time to get an estimate from a roofing company. Choose the right roofing company to help with your insurance claim by taking these initial steps. 

  1. Make sure the company is licensed, bonded and insured.

Roof insurance claims can sometimes be a lengthy process. To help save you time, avoid roofing companies that are not licensed, bonded or insured. Not only will company experience matter but so will having reputable reviews. By ensuring the company is legitimate, they will be able to better connect with you a top licensed and bonded roofing contractor. You will also have a higher chance of getting your claim approved if the inspection is done correctly and through a licensed roofing company.  

  1. Ask about financing options.

There are many specifications and policies that insurance companies make when deciding on the amount of coverage of a damaged roof. Some factors vary on the age of the roof or simple wear and tear. Regardless of the roof insurance claims, you should always look for a roofing company that offers financing options. Insurance companies might only offer you a smaller settlement so it is important you review all possible estimates beforehand. A licensed roofer will be able to give you a thorough understanding of the inspection process as well as proper estimates. Some contractors are even known to have experience as an insurance adjuster, making it helpful to have a second opinion on claims. 

  1. Look for resources on guided roof insurance claims. 

A professional roofing company will have resources at hand on roof insurance claims for all interested clients. As inspection is made right after the roof incident, another inspection might take place later on if the claims adjuster needs further inspection. For this reason, it is good to be aware when a licensed contractor is needed. Homeowners like to take advantage of roofing companies that can give a guide on how to properly file for a roof insurance claim. Bonded roofers not only can give you a better estimate but are also vigilant on examining and explaining the damage to the claim adjuster. 

 We are here to help make your insurance claim easier with our guide in only four steps! At Azalea City Roofing, we offer residential and commercial roofing services in the surrounding Mobile and Baldwin County. Contact us today for a free estimate by calling (251) 250-0212 or by visiting our website and filling the request form. We have financing options available!

Do I need to repair or replace my roof?

Repair or Replace Roof

Like all parts of a house, a roof requires close attention to detail and regular maintenance. Getting to the root of the problem, however, is not always easy. That is because most homeowners do not visually notice any issues until it is far too late. Take for instance frequent weather humidity conditions that can cause improper ventilation in attics. This problem is often unnoticeable and can cause roof temperature damage over time. To consider the repair or replacement of a residential roof, be sure to evaluate thoroughly with these helpful tips. 

Roof Repair Route

Some of the ways to figure out if you need to go the roof repair route will slightly depend on how much actual damage is on the roof. Look out for a few missing shingles, minor water damage issues, loose flashing, light debris with roof damage caused by trees and strong winds and even loose siding. If you are unsure of the degree of the necessary residential roof repair, it is important to get a roof inspection to evaluate the condition of regular wear and tear. Luckily, roof repairs are a quick easy fix but nonetheless should never be underestimated. Even a new roof is prone to damaging risk factors with mishaps such as a tree collapsing if a severe weather storm hits. 

Roof Replacement Option

There is another alternative but necessary option when a residential roof replacement calls for desperate measures. The first sign is the age of the roof. The older the roof, the more visible signs the roof endures. The second sign is a considerable amount of damage due to large cracks of the shingles, missing roof material, frequent leaks and collateral damage with surrounding trees. Severe weather conditions and poor maintenance roof repairs are known to add to common roof replacements. The third sign is to notice the number of layers. A roof should have no more than two. It is good to keep up with annual roof inspections to check for layering. Roof replacement requires a much bigger investment than roof repairs alone. Cosmetic-wise, a roof replacement is always a good investment as it extends the lifespan of the roof but also appears as an attractive selling point. 

Pro Tip: Always check with your homeowners’ roof insurance policies to discuss how much is covered due to any damages. Sometimes, it is worth having a roof replacement done versus a residential roof repair depending on the eligible roof conditions. 
Repair or replace your roof with a roofing system installed by experts. At Azalea City Roofing, we offer residential and commercial roofing services in the surrounding Mobile and Baldwin County. Contact us today for a free estimate by calling (251) 250-0212 or by visiting our website and filling the request form. We have financing options available!

What’s the best residential roofing material?

residential roofing material

Having to shop around for home improvements is a hassle, let alone finding the right residential roofing material. Not only is it one of the biggest investments one can make, but it is essential to find the right roofing material to fit your home. When looking for specific benefits, there are several factors one should consider. Begin by evaluating what matters most such as cost, durability, longevity and energy efficiency. Knowing general roof material elements can bring you closer to finding the perfect roof replacement.

Asphalt Shingles

Did you know? Shingles are the leading and the number one sold residential roofing material in the country. This may or may not be enough information for you to come to a conclusion just yet. There are many factors to consider so let us briefly talk about asphalt shingle benefits. They are known to be cost-effective, durable, lightweight and certainly an eco-friendly material. But like any roof’s life span, it is important to keep up with yearly inspections and maintenance as weather damages are inevitable. As briefly discussed, cost, durability, longevity and energy efficiency all come into play. However, each roofing material will vary so you should not base your decision solely on what elements sound best. It is good to note that just because shingles are at the top of the list, it does not mean installation is not as crucial to have. If installed incorrectly, it defeats the purpose of having one of the top-selling roofing materials for your home. A licensed and bonded contractor can better evaluate your roof’s prone weather exposures and help you come to a decision to see if shingle roof material is indeed the answer to your home needs.

Metal Roofing 

Metal roofing is the second popular, high-performance roofing material on the market. Its longevity is like no other with over fifty years of life span. They are also affordable and are especially good for wind and fire-resistant roofing. Metal roofing is made from recycled materials so there is no worry about it taking up landfills. The neat feature homeowners find in metal roofing is the ability to layer the metal sheet over other existing roofing materials. This ensures there is extra protection on top of your choice of various styles and colors. By now, you should have a general idea of how important it is to weigh your pros and cons when it comes to choosing residential roofing materials. Be sure to talk to a roofing professional to talk more in-depth about options and better guide you towards a roof you will love. 

Trying to find a supplier or manufacturer that can sell you the best residential roofing material? Look no further than a company that can fulfill the middle work and labor requirements for you. At Azalea City Roofing, we offer residential and commercial roofing services in the surrounding Mobile and Baldwin County. Contact us today for a free estimate by calling (251) 250-0212 or by visiting our website and filling the request form. We have financing options available!